Insurance Distribution Directive.
The IDD regulates the distribution of insurance products in the EU, requiring product oversight, demands and needs assessments, fair treatment of customers, and professional competence standards.
Maximum penalty
Member state specific penalties
Source: National transposition
Key requirements
Product oversight and governance
Demands and needs assessment
Fair treatment of customers
Professional competence and training
+2 more requirements in the complete guide.
Get the full IDD compliance guide →Enforcement examples
Multiple insurers across EU
National regulators enforcing product governance and suitability requirements
Various
2024
How Tessera automates IDD compliance
Product governance compliance tracking
Demands and needs assessment documentation
Professional competence monitoring
Conflict of interest management
IDD compliance checklist
Essential steps to achieve and maintain IDD compliance.
Implement product oversight and governance procedures
Conduct demands and needs assessments
Ensure professional competence of distributors
+1 more steps in the full checklist.
Get your complete IDD compliance checklist - free →Industries affected
Calculate your IDD exposure.
See exactly how IDD penalties apply to your revenue and industry profile.