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🌐GlobalFATF Recommendation 16

FATF Travel Rule.

The FATF Travel Rule requires financial institutions and virtual asset service providers (VASPs) to collect, verify, and transmit originator and beneficiary information with wire transfers and virtual asset transfers above applicable thresholds.

Maximum penalty

National implementation varies

Source: FATF Recommendation 16

Key requirements

Originator/beneficiary information collection

Information transmission with transfers

VASP-to-VASP information sharing

Threshold-based due diligence

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Enforcement examples

Multiple VASPs globally

National regulators increasingly enforcing Travel Rule for crypto transfers

Varies

2024

How Tessera automates FATF compliance

Travel Rule compliance workflow for VASPs

Originator/beneficiary data validation

Cross-jurisdiction threshold monitoring

Sanctions screening integration

FATF compliance checklist

Essential steps to achieve and maintain FATF compliance.

1

Implement originator/beneficiary data collection

2

Establish VASP-to-VASP information sharing protocol

3

Deploy sanctions screening for all transfers

+1 more steps in the full checklist.

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Industries affected

Financial ServicesCrypto & FinTech

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