Solvency II.
Solvency II is the EU's prudential regulatory regime for insurance and reinsurance companies, establishing risk-based capital requirements, governance standards, and supervisory reporting obligations.
Maximum penalty
Supervisory capital add-ons
Source: Directive 2009/138/EC
Key requirements
Solvency Capital Requirement (SCR) calculation
Minimum Capital Requirement (MCR)
Own Risk and Solvency Assessment (ORSA)
Governance and risk management systems
+2 more requirements in the complete guide.
Get the full Solvency II compliance guide →Enforcement examples
Multiple EU insurers
EIOPA supervisory reviews identifying capital adequacy concerns
Capital add-ons
2024
How Tessera automates Solvency II compliance
SCR/MCR calculation evidence
ORSA documentation automation
QRT reporting workflow
Governance compliance monitoring
Solvency II compliance checklist
Essential steps to achieve and maintain Solvency II compliance.
Calculate and maintain SCR and MCR
Conduct annual ORSA
Implement governance and risk management systems
+2 more steps in the full checklist.
Get your complete Solvency II compliance checklist - free →Industries affected
Calculate your Solvency II exposure.
See exactly how Solvency II penalties apply to your revenue and industry profile.